In January, United boss Jose Mourinho said he expected Carrick to retire at the end of 2017-18 and join the Old Trafford coaching staff - a move the player himself acknowledges as his likely next step.
Carrick has endured a hard campaign for Manchester United with injuries hampering his contribution.
Carrick has played 463 times for United in a successful league career, but he has also won 34 England caps during his time in the game.
"There comes a time when, you like it or you don't like it, your body tells you it's time to stop playing football and that's pretty much where I'm at", Carrick said on Monday.
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Before his current role, he co-headed the investment banking division and served as the global head of the financing group. Last week, the Wall Street Journal reported that Blankfein could retire as soon as the end of the year .
"That's pretty much where I am at".
"For so long it was kind of a given, not taken for granted, but it was just what we did for so many years". "We're still talking about it to be honest so there is nothing to totally confirm yet but it's looking likely". "That is where I am at", he said.
"The same problem came back on the Sunday of that week in training, so then I had the procedure the following week, which I went through and now it's totally fine and I'm clear. That is where I am at", added Carrick in a statement. At least I could decide and not be forced because of that, so I was determined to get back fit. Hopefully I can get some game time and I am still enjoying training.