User to user payments on WhatsApp are finally starting to roll out in India, after what we can only surmise was a pretty lengthy development period of over 10 months, since the first public mention of the feature.
If you are sing the beta version 2.18.41 for Android and 2.18.21 for iOS, you will see an option to setup a payment option and pay. The option to send a payment is then available from the main WhatsApp interface, in the same area where you can also share a photo, video, file, contact or location into your chat session.
Earlier in January, WhatsApp Business, a free-to-download Android app was rolled out for small businesses, in a bid to make it easier for approximately 1.3 billion users to chat with businesses that matter to them.
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The payments will be through UPI (Unified Payments Interface). The feature is now available only for beta users.
WhatsApp already made it clear that it has been working on a payment solution for Indian market.
It is worth to note that the feature is exclusively for India.
Do you think WhatsApp will launch Payments outside of India? Users have been complaining about problems with linking their bank accounts to UPI, which is to be expected considering the beta status of the feature. At the moment it is not available for the final version of WhatsApp in India, but for those who have a beta version. You can add up only three people at a time. This will allow users to post stickers suiting their moods instead of only emojis.